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In 2014, Americans spent more than .68 billion using tap-to-pay tech, according to e Marketer. I was here because I wanted to see the future of money.

A few feet away sits the syringe that will, soon enough, plunge into the fat between my thumb and forefinger and deposit a glass-encased microchip roughly the size of an engorged grain of rice.“You freaking out a little?

” asks Calm’s proprietor, a heavily tattooed man named Chai, as he runs an alcohol-soaked cotton swab across my hand. You’re getting a microchip implanted inside your body. It was neither a transhumanist statement nor the fulfillment of a childhood dream born of afternoons reading science fiction.

And because you have to eat and drink, Seamless, Drizly, Foodler, Saucey, Waitress, Munchery, and Sprig. This isn’t lost on Bryan Yeager, a senior analyst who covers payments for e Marketer.

“This kind of piecemeal fragmentation is probably one of the biggest inhibitors out there,” he said.

Then don’t forget the lesser-knowns: Dwolla, Tilt, Tab, Level Up, SEQR, Popmoney, P2P Payments, and Flint.

Then you might as well embrace the cryptocurrency of the future, bitcoin, by downloading Circle, Breadwallet, Coinbase, Fold, Gliph, Xapo, and Blockchain.As I made my way past a row of stainless steel ovens, I watched the patrons in front of me grab their glistening slices while wordlessly forking over mangled bills, as has been our country’s custom for a century and a half.When my turn came to order, I croaked what was already my least-favorite phrase: "Do you, um, take Apple Pay?While it is very true that I enjoy being slowly penetrated in my puckered love button, I also enjoy talking your tongue on a good, long pussy to ass odyssey. You’ll get sucked in by the pleasure this gives me as I moan out your name. Another guilty pleasure–I want to kiss your mouth after you’ve suckled on my juicy MILF ass. You can suck on my soft skin and trace the lines that lead down to my ass. After your mouth and face are coated with the delicious tang of my backside I will enjoy smelling it, licking it and French kissing you so deeply that you’ll get lost completely in that kiss. Guys swoon when they see my ass in a pair of jeans.